Jupiter Auto Insurance, a Nashville-based provider, has been in business since 2009 and specializes in coverage for high-risk drivers. Read on for Jupiter Auto Insurance reviews, coverage, discounts and to see if it’s right for you.
Whenever you shop for auto insurance, we recommend getting quotes from the best car insurance companies so you can compare coverage and rates. In addition to the insurance company you choose, factors such as your age, vehicle make and model, and driving history can affect your premium, so what’s best for your neighbor may not be the best. the good for you.
Use the tool below to collect and compare quotes from providers available in your state.
Jupiter Car Insurance Review
Jupiter car insurance is available to drivers in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas and Virginia. The company has Grade A+ from BBB and 4.2 stars out of 5.0 on Trustpilot.
According to its website, Jupiter doesn’t offer many coverage options. However, Jupiter specializes in attracting SR-22 and high-risk drivers, so it can be a good option of last resort if you’re turned down by other companies.
Pros and Cons of Jupiter Car Insurance
Auto insurance coverage jupiter
Jupiter Auto Insurance sells two main products: auto insurance and renters insurance. It also offers commercial auto insurance through Progressive and sells motorcycle insurance policies through Dairyland Motorcycle Insurance.
Jupiter Auto Insurance coverage is pretty basic. You can get the coverages your state needs, plus a few more options. Here’s the full coverage menu:
- Liability for personal injury
- Liability for property damage
- Collision coverage
- Comprehensive insurance
- Medical payments (MedPay)
- Personal Injury Protection (PIP)
- Uninsured driver
- Underinsured driver
- Roadside assistance
- Cover for rent
Almost every other car insurance company offers these coverage options, including roadside assistance and rental coverage. Jupiter Auto Insurance’s website doesn’t say exactly what roadside assistance covers, but if you’re an Indiana driver, it will cost between $10 and $12 a month. You can probably expect similar rates in other countries.
If roadside assistance is important to you, you need to weigh your options. AAA membership introductory rates can cost between $50 and $75, depending on your state. Choosing a company like AAA can offer you more coverage than Jupiter’s $120/year roadside assistance.
Jupiter auto insurance discounts
Jupiter’s website claims to have many discounts, but doesn’t list them all in one place. By digging around, we were able to find the discounts listed below. Depending on your state, you may be able to find the following and more:
- Safe driver
- Multicar
- The policy is paid in full
- Automatic payment
Much of the website is dedicated to attracting new independent agents and providing them with tools. A live agent would be the best option to learn more about Jupiter auto coverage options.
For an easier bidding process, you can use this tool:
Jupiter auto insurance reviews
We’ll take a closer look at a few of the reviews we found online. The majority of negative reviews are about problems with claims, poor customer service and lack of communication from the company.
Positive reviews for Jupiter car insurance
“Getting a quote was very quick and easy compared to other places. They had a good price and a low down payment so I went with them. Plus I can do everything on my phone and pay on my phone without having to talk to anyone, which I like.”
– Alan via Trustpilot
Jupiter auto insurance negative reviews
“The site only allowed me to choose responsibility. I have 3 cars. 1 needed full coverage. The other 2 needed accountability. The price was the highest I’ve ever had and it wasn’t for what I needed!”
– Michelle via Trustpilot
“Poor claims process. The worst I have ever received. Literally. That’s the only reason I’m leaving. Capital was cheaper and was actually useful in the event of a claim.”
– Colleen D. via Trustpilot
Jupiter Auto Insurance App
Jupiter Auto Insurance’s app, Jupiter Connect, allows you to file a claim and request roadside assistance. However, this does not allow you to make payments. You can also use it to learn about your driving skills. It can give you statistics about speeding, acceleration, hard braking, etc.
However, these statistics are for educational purposes only. You will not get any special discount for getting a good score in the application. Jupiter Connect has a rating of 4.2 out of 5.0 stars on Google Play.
Jupiter Car Insurance: Our Opinion
Overall, we give Jupiter 3.3 out of 5.0 stars. Through our thorough research of the company, we think it is best for you to consider other providers. Unless Jupiter is your only insurance option, we think you can get better coverage and rates from a variety of other companies.
To compare quotes from leading providers, you can use this tool to explore your options:
Our recommendations for car insurance
We recently ranked the best car insurance companies for things like price, discounts, availability, technology, and more. We think State Farm and USAA are great options if you’re looking for insurance. Remember that getting more auto insurance quotes can only help you find the best rate.
State Farm: Best Overall Provider
If you want to avoid bad tech experiences, you should look at State Farm. To the nation the largest auto insurer there are a number of digital offerings that make it easier to manage your car insurance and get discounts:
- State Farm Mobile App: With the State Farm app, you can file claims, request roadside assistance, manage your policy and more.
- Drive Safe and Save™: This is State Farm’s usage-based option. You can get up to 30 percent off your premium for being a good driver. It also won’t raise your rates if you can’t stop driving around corners at 3:00 in the morning.
- They direct clearly®: This education program is for drivers under the age of 25. Drivers take classes and training modules in the app to pass the course and get certified. Along with the certification comes a 15 percent discount.
If you’re a student under the age of 25 with good grades, even if you’ve already graduated from college, you can also take advantage of State Farm’s 25 percent good student discount. Combining the student discount and the Steer Clear discount makes State Farm a great option for students.
To learn more, read our full text State Farm Auto Insurance Review.
USAA: Best for military members
If you or your family have any military connections, you should definitely check out USAA. Its insurance quotes are often well below those of anywhere else. If you live in Texas, you can also get USAA’s SafePilot® an app that gives discounts based on your driving skills.
To get a USAA, you must meet one of the following requirements:
- You are active or former military.
- You are a member of an onboarding program.
- Your spouse or one of your parents had USAA auto or home policies.
USAA provides some great discount options to service members awaiting deployment. You can get a 15 percent discount on your premium if you drive your vehicle to the base and park it in a garage there, or you can get a 60 percent discount if you store your vehicle at home during the deployment. Remember that unless you sell your vehicle, you are required to have owner coverage.
To learn more, read our USAA Car Insurance Review.
Jupiter Car Insurance: FAQ
Here are some frequently asked questions about Jupiter car insurance:
How we rate Jupiter car insurance
Our review team thoroughly researches car insurance providers to provide informed and unbiased ratings of leading companies. We evaluate several key rating factors that are important to consumers to determine which providers are the best in the industry:
- Reliability: It is important that the car insurer is able to meet its claims obligations. Companies with a strong financial strength rating from AM Best rank best in this category. Established insurers with a long history of reliable service also receive positive ratings.
- Availability: Insurance companies that offer wider availability to consumers in terms of state availability and few eligibility requirements are more likely to meet consumer needs.
- Coverage: To determine our coverage score, we look at the number of coverage options available, as well as coverage limits and deductible options. Our ratings also take into account additional services and benefits such as roadside assistance.
- Pricing: Costs can be difficult to compare between insurers because so many factors affect annual premiums. The cheapest insurer for one driver may not be the cheapest for another. To determine our cost rating, we look at insurance rate estimates generated by Quadrant Information Services, discount opportunities and consumer reports.
- Service: We review customer reviews on sites like the Better Business Bureau (BBB) to learn about customer experiences. Insurers with a low number of complaints perform well in this area. We also take the claims process into account, giving higher ratings to car insurance providers that offer a smooth experience.
- technology: Providers with an online quote tool, an easy-to-use claims application and a usage-based insurance application scored best in this category.
* Data correct at time of publication.